Of Mice And Men Theme Essays (598 words) - English-language Films

Of Mice And Men Theme "A guy goes nuts if he ain't got nobody. Don't matter no difference who the guy is long as he's with you. I tell ya a guy gets too lonely an' he gets sick." A major theme in Steinbeck's novel, Of Mice and Men is how people suffer from loneliness. The characters, Crooks, Candy, and Curley's wife each suffers the severity of their own seclusion. Crooks, the stable buck, is a black man that experiences isolation in terms of racism. For example, he is forced to live alone in a separated room, in the barn. "[Crooks] had his bunk in the harness room; a little shed that leaned off the wall of the barn". Because the setting of this book takes place during the 1930's discrimination unfortunately still existed. The farmhands feel that, since he is black he is not worthy of living with the rest of them and as a result, they would - if ever - come into his room and talk to him. "He [Crooks] kept this distance and demanded that other people keep theirs". Furthermore, his separation from others causes his severe loneliness. He spends his nights reading and his days alone in the barn looking after the horses. Crooks' distance from others eventually causes his downfall. We find discrimination being the major cause of this character's loneliness. Crook is treated as an outcast and an underling and is forced to find friendship in the only thing he can, the books he reads. Therefore, the emotional pain of Crooks is evident of him suffering from his loneliness. Candy, the old swapper, was also victimized by isolation as a result of two main factors: his disability and his old age. Throughout the book he was secluded from the rest of the people on the ranch. For instance, when the farmhands are out bucking the barley, Candy is left behind to sweep and clean the ranch. He lost his hand after getting it caught in a piece of machinery and as a result, he is forced to stay behind. This is one of the major factors that leads to his loneliness. Furthermore, Candy's age adds to his feeling of uselessness. He looks down on himself as an old worthless man that is wasting away his last few years. Not only is it the way that others think of him, but also the way Candy thinks of himself that forces him to find solitude. The most evident case of loneliness in this novel is Curley's wife. No matter how hard she tries she can not fit in. For example, when she tries numerous times to talk to George and Lennie, she either was ignored or told to leave because she was going to cause trouble. "I ain't gonna cause you no trouble. Think I don't like to talk to someone ever' once in a while, think I like to stick in that house alla time?" Because of her reputation for being a flirt, none of the farmhands wanted to talk to her. It was the threat of getting in trouble with Curley that caused many workers to avoid her. In addition, because of Curley's insecure feelings, he neglected her and forced her to seek attention anyway she could, even it meant flirting. She was ignored by both the farmhands and her own husband and because of her incapability of supporting herself, she was being forced into loneliness. The pain of loneliness is so disabling that not even the strongest can avoid it. Throughout the story, Of Mice and Men, alienation from discrimination and prejudice leads to the emptiness of the soul. Crooks, Candy, and Curley's wife all suffer from this pain which leads them to their loneliness. The severity of consequences for each character's loneliness are a result of the intensity of their desolation.

Japans Economic Struggle essays

Japan's Economic Struggle essays Although compared to the United States, Japan only the size of California has been a country with a lot of power. Japan has been competitive with the United States concerning technology. From its many ups and downs throughout its history, Japan was able to become a predominately powerful country with a great industrial strength attacking the US with its better quality television and cars. Now in 2000, Japan has been going through what many call a ten-year recession. Many ask why a country that was once so powerful could just fall? Japan has been showing very little growth in its economy, and seems as though its not getting out of its recession. In the 1990s a hasty withdraw by North American and European investors from Asias currency, real estate, and stock markets caused an economic crisis in several Asian nations, including Japan. This lead to a steady decrease in economic growth, until the economy was actually shrinking. This is the bulk of the current Japanese economic crisis. Japan has always been a very segregated country, completely cutoff from foreign influence since the time of the Emperor. Japans crisis, many say started about ten years ago. No one really thought Japan could be in this kind of economic crisis. It seemed as though Japan was doing well, not only economically or socially but also technologically. They were coming out with new inventions left and right. They had great televisions and great automobiles, which sold extremely well in the US. Unfortunately this was a front, Japan was not doing as well as everyone thought, not only were they in an economic recession but they were also doing socially terrible. Statistics shown in the New York Times demonstrated that Japans economy grew only about 0.2 percent in the third quarter. What does this mean to Japan? Japan is teetering between growth and recession, mostly recession due to the fact that it has done such little gro...

Case study 2 Essay Example | Topics and Well Written Essays - 500 words

Case study 2 - Essay Example ased on the projected sales of Delissa in Japan prior to the launching of the product and based on the feasibility study undertaken related to the distribution of the yogurt products can be considered in an unsuccessful state. This can be attributed to the fact that although 8.5% share in the yogurt market is expected in the first year and 10% in the third year, the sales only reached 3% as its best (Jeannet, Gale, Kashani & Turpin, 1995). Based on the pool of data gathered on the sales and performance of the product line in Japan it can be considered that there are different possible reasons to the status of the sales and market share in Japan. These are marketing strategies, the image of the product, the delivery system and most importantly the preference of the target population. The marketing strategies can be related to the advertisements and the methods used to be able to make the product known and thus increase sales. The image of the product on the other hand can be related to the reason that can make the consumers buy the product such as the source, etc. This can be related to the preferences of the consumers. The said possible reason for the failure of Delissa is the fact that the taste of the Japanese people is different from that of the Swedish people. For that matter, the taste that the public is looking for in a yogurt can only be addressed by the local manufacturers, which can explain the continuous suc cess of the local brands. It can be assessed that Agria applied similar strategies used in other countries and expected to get similar results in spite of the knowledge that the Japanese market is a unique target having a strict culture and way of life. In addition, although Nikko can be considered as an ideal partner in Japan in relation to similar vision, mission and even operations as Agria, the distribution system has its weak point which was known by Agria at a late stage indicating lack of in depth market analysis prior to the launching

The Key Marketer Essay Example | Topics and Well Written Essays - 1000 words

The Key Marketer - Essay Example Somewhere along its contents, they will be committed intelligently to buy our products and services as we will place ads strategically in the free e-book. And the marketing cycle is never ending as our readers will voluntarily e-mail this e-book to their friends, and their friends to their friends, and so on ad infinitum. This is the main idea behind Viral Marketing. On the other hand, for Brady Brewer (2001, February 21) there are five principles to follow up in order to find optimization in any E-Mail Viral Marketing campaign. They're needed to be followed carefully in order to avoid negative reactions. They are the following: (Brewer, B. (2001, February 21). Tips for Optimizing Viral Marketing Campaigns". Clickz Network. (World Wide Web page). Available: http://www.clickz.com/experts/em_mkt/opt/article.php/837511. (27 Sept. 2005)). According to Steve Jurvetson (1997, May 1), inventor of the buzzword "Viral Marketing" back in 1997, and Tim Draper (1997, May 1), Viral Marketing is essential in the marketing efforts of any company. Their words are a living testimony about the importance of Viral Marketing in the present times: "A good idea can spread more quickly over the Internet than had ever been possible before in the physical world, where manufacturing and distribution fundamentally limit the rate of product adoption. Especially in the Internet era, a company's competitiveness seems to depend on its velocity of thought and action. () Rapid growth is of no value without customer retention." (Jurvetson, S., & Draper, T. (1997, May 1). Viral Marketing. Draper Fisher Jurvetson. (World Wide Web page). Available: http://www.dfj.com/cgi-bin/artman/publish/steve_tim_may97.shtml. (27 Sept. 2005)). It doesn't matter if you consider the business world to be a battlefield or a playground. In any case, Viral Marketing is for you! So get inside its secrets and apply its methods consistently over and over again, being sure that Viral Marketing can be very lucrative and rewarding for those who had learned to fight or play to the fullest extent in the exciting business of doing business. Joint Venture Marketing Synergy. What a wonderful buzzword! One plus one is three. Wow! A lucrative way for producing this kind of miracle is through Joint Venture Marketing. Two different companies with related and complementary products and services join forces together in their marketing efforts, and both of them share the profits according to their deal. For instance, an Internet newspaper has a significant subscribers' list to its weekly newsletter, and a publishing house wants to market a new hot novel with the burden of a very low advertising

Construction Law Essay Example | Topics and Well Written Essays - 2000 words

Construction Law - Essay Example The ECS contract is parallel to ECC in detail and complications of contractual demands; however, the names of the parties to the contract and timescales for completion are changed to meet the deadlines under the ECC contract (GMH Planning, 2012). Clause 11.2(17) lays down the criteria for a subcontractor. Firstly, someone involved in construction or installation of part of the work which indicates that a contractor can’t sublet an entire project to another individual or organization. Secondly, it can be someone who provides a service necessary to provide the works, this shows that services of others can be utilized and no limitation is placed on only subletting a part of the project. The third category describes individuals and organizations that would not be considered as sub-contractors. They enter into a contract regarding the provision of plant and material which they partly or completely designed for a specific project. The imperative point to remember is that the burden of responsibility of the contactor towards the employer is not shifted to a subcontractor (Eggleston, 2006). ... NEC3 provides that the construction or installation of part of the work can be sublet to a sub-contractor and offers two options. The first option if NEC3 Engineering and Construction Subcontract (ECS) with slight changes in the timescales and names of the parties involved in the project. Clause 62.3 makes changes in the time period for submission of and response to quotations and clause 51 makes change in the time period of payment. The payment period in Secondary Option Y (UK) 2 of ECS is similar to ECC type of the similar secondary option ensuing in same payment time limits. Main contractors can amend these periods by using the provisions of Subcontract Data Part One (Patterson, 2007). The second option under NEC3 is the Engineering and Construction Short Subcontract (ECSS) used for projects which don’t involve complex management techniques, consist of uncomplicated work and entail low risks. It prohibits delegating design responsibility to the subcontractor, simplifies wor k by adhering to Works information but it doesn’t simplify processes concerning compensation events. It is obligatory for the subcontractor to report compensation events within seven days of becoming knowledgeable of such an event and will have similar liabilities as a Contractor does under the ECC in case of failure to give notification. However, ECSS does not include deemed acceptance procedure for not replying unlike ECS. Therefore, we can conclude that the burden of compensation event procedures lies with the Subcontractor under ECSS. In this instance, the subcontractor did not adhere to the precise requirements provided in the Works Information concerning installation of a complimentary

The Baroque Period And Ragtime Music Essay

The Baroque Period And Ragtime Music Essay Throughout history we see that historical conditions are one of the key factors that defines a genre or music style during any one time period. These conditions include, but arent limited to social, cultural, technological and musical trends. Instruments so often evolve as technology evolves; we see breakthroughs in the instruments themselves as well as how they are made and how the music is performed live or captured in the studio. Two of the key movements in music history have been the Baroque time period, Defined generally as a style of Western Classical music approximately extending from 1600 to 1750. [Palisca, G. 2001], and the jazz (more specifically Ragtime) era, defined an original musical genre which enjoyed its peak popularity between 1897 and 1918. [Berlin, E. 2009] I have chosen these two music movements to base this essay on because of the different, but slightly juxtaposed nature of how they developed and how they were structured. Music if often quoted to be the food fo r the soul and theres no better way to gain knowledge on the topic than to compare two pieces from both time periods. The first piece I chose is from the baroque period and it is from one of the most famous composers of the time, Johann Sebastian Bach, and is titled Bouree In E Minor. It is composed for the lute and is the fifth movement from the Suite in E minor for Lute. The actual composition is very soft and smooth, far from hard dynamics. The length is also much shorter than most of his other works (10 mins+). It has a quick tempo as it was initially written to be a dance, demonstrating two voices within the piece opposing one another. The piece itself has no lyrics but the form resembles some of the baroque conditions that music should communicate some form of religious theme within its compositional lyrics, or via emotional stimulus. It is also written for the lute which is a acoustic string instrument, showing that the song is bounded by the technology of the time period. Electricity was yet to be implemented which somewhat restricts the compositional variety between music in the baroque per iod, although many modern day electric instruments are just old acoustic instruments, re-made to newer technological specifications and requirements. The main concepts behind the Baroque compositions are that it expresses order, while maintaining the tuneful and lively nature of music. The composers viewed what they were doing as reflecting the mood of the times. Baroque, particularly after Bachs death in 1750, was seen as one of the first music styles to show trends within societal vies on music. Some people saw that it was unfashionable to perform music of older styles. Another major change that Baroque had on the music world is that females started to appear more commonly as musicians and singers, this shows that the gender suppression was being lifted in the art world and it caused some of Baroques most important musicians to express their compositions such as Elisabeth-Claude Jacquet de la Guerre. In my view the piece is very mechanical with the almost lack of crescendo and emo tion. This is backed up by the statement found in online music journal The Radio 3 that Later Baroque works suffer a little from over-stylisation, perhaps sometimes to the extent of calcification[Draper, H. 2008]. The obvious common trend in baroque music, the music is viewed as a structure, much like a mathematical formula rather than full of the emotion, personality and soul that encompasses the jazz movement. The second music style I chose to analyse is jazz, more specifically ragtime. The piece is titled Maple Leaf Rag and was composed by Scott Joplin. The song is roughly 3 minutes long and is at a very fast and upbeat tempo. It was originally composed for piano and is one of the key pieces of the time. Because the song has a very upbeat tempo and melody, it inspires emotions of hope, happiness and joy. It makes use of seventh chords and because of its influence on the ragtime movement, it is still one of the most recognised pieces from the period. The term ragtime gets its origin from the ragged and syncopated rhythm. It was the original dance music of Americas lower class district within cities such as New Orleans and St. Lois. The ragtime movement was shrouded in oppression and social hierarchy, at the time African Americans had no rights and were subject to the harsh treatments of the modern society. The style was a descendant of the jigs and march music that were commonly played by African-American bands. There were no typical genres and niches that we have in our modern society so the music was well received in North America. When ragtime was first developed, many of the musicians couldnt read sheet music let alone standard literature, which exhibits some of the lack of knowledge and education in the lower class system of the era. The music was not bound by the stereotypes that we know today and one piece entitled All Coons Look Alike To Me by African-American entertainer Ernest Hogan, went on to sell a million copies. The fallback from this was the creation of numerous derogatory pieces Coon Songs in which Hogan in his later years admitted that he felt a sense of shame and race betrayal. When Joplins Maple Leaf Rag was released, it demonstrated more sophistication and depth than the earlier rag compositions. Because ragtime had such a impact on the early development of jazz, as well as blues, there were a small number of artists (such as Jelly Roll Motion) w ho were able to play both jazz and ragtime during the time period both styles overlapped. While jazz was much more popular than ragtime it quickly surpassed ragtime in mainstream popularity during the early 20th century. The musical form of ragtime was that of a modified march made widely used by John Philip Sousa, using the polyrhythms that were prevalent to early African music. The most common time signatures for ragtime were that of 4/4 or 2/4 with the evident left hand rhythm of bass notes on the odd beat, while the syncopated rhythm is played on the right hand. Unlike waltz (3/4) and march (2/4) ragtime isnt synonymous with any particular time signature. Both Baroque and Ragtime are styles that narrate the time period that they took place in. Both Maple Leaf Rag and Bouree In E Minor are quintessential pieces to the development of both Ragtime and Baroque. Bouree in E minor is written in a standard 4/4 time signature while Maple Leaf Rag is written in 2/4 which gives a faster, more rush feeling. Both of them keep a fast paced tempo, the main contrast is that Maple Leaf Rag has great dynamic while Bouree In E Minor has a soft and smooth dynamic contour. They both express feelings of emotion that were present in the time periods, Maple Leaf Rag keeps up emotions of hope and perseverance during the time of hardship for African-Americans. Bouree in E minor on the other hand shows a flow away from the mechanical and mathematical view on music that the Baroque period exhibits. The instrumentation of the two pieces is fairly similar, Maple Leaf Rag is composed of a single instrument, the same with Bouree in E minor. The timbre of both piece s is a obvious difference as they are both composed on different instruments, while they are both able to play the same notes, the characteristics of each one sounds distinct. As they are both played solo, there is no orchestration between the two. Because of technological constraints and the style, both pieces were composed for acoustic instruments, lute and piano. The main technological difference between the two is that recording mediums were not available during the baroque period so the only tracks are interpretations of the work by other musicians. On the other hand piano rolls and basic recording technologies were available during the ragtime period so there are very old and low quality recordings of the song being played by Joplin himself. In my own findings, I feel that Baroque deals more with cultural issues (such as religion being pushed by government, the demand for new art, discourse and proclamation being viewed with much significance) while Ragtime deals with more soc ietal issues (racism, oppression, family, hope and some tongue in cheek humor). The pieces dont have any lyrical part to their composition but still portray some of these emotions and feelings, if you were to ask almost anybody if they recognize either of these pieces, theres a very high chance they would of as they are used countless times throughout modern marketing and promotion. Both of them have been used in the soundtracks of thousands of cartoons, films, video games and commercials as the copyright for both of them have expired. Music is often quoted as food of the soul, and through studying early music styles I have found that this is largely true. Music gives listeners a passage into the time and allows them to paint a image of the social, technological and cultural values of the time. For this essay I chose to write on the Baroque time period and the early Jazz period, specifically Ragtime. The pieces I chose were Bouree in E minor by Sebastian Bach, and Maple Leaf Rag by Scott Joplin. I found that these two pieces of work, although very different, showed how iconic pieces of music can portray the conditions of the time over a few centuries. When these factors change, so does music. Composers are often limited by the technology of the day, and as shown by Bouree in E minor, the lack of recording technology has left us with no original recordings of Bach, only modern musicians interpretations of them. Feelings are commonly provoked through the dynamic and phrasing of musical pieces and by listening to the two songs, I can say that I felt some of the same feelings that the original composers of these pieces were trying to portray, whether it was joy and hopefulness with Maple Leaf Rag or the feeling of prosperity and structure in Bouree in E minor. Comparing songs from two different movements is often hard because they are both expressing very different social, cultural, technological and musical conditions, but I found that these two songs were not very difficult because as both the composers were in different conditions, they produced similar influences in the songs. Looking at a song and analyzing what might of influenced the artist is one of the most important skills in analyzing the music style itself ad music is often written from the heart and soul, and these two songs definitely showed some strong points as to what the composers were feeling at the time.

Llandudno Urban Study :: Papers

Llandudno Urban Study Introduction Aim: 1. To study the land use pattern of Llandudno 2. To establish Llandudno's sphere of influence 3. To see the size of the CBD in Llandudno 4. To study Llandudno as a retail and tourism centre Hypotheses The hypotheses that I am going to use in this project are the following: 1. Llandudno has sphere of influence and this serves the hole of Conwy County; 2. The CBD can be found by the number of pedestrians; 3. Mostyn Champneys' retail park will have an impact on the shoppers and the CBD; 4. The main land use on Mostyn Street is shops Background information Until 1843 Llandudno was just a small fishing village at the foot of the Great Orme. A man called M.E.Mostyn M.P realised that an opportunity was available to turn Llandudno into seaside resort. This area had everything he needed for example low rainfall, high sunshine and ancient buildings. In 1843 he bought 955 acres Llandudno and about half of it was on the sea front. He became the owner and development controller for most of the towns. In 1854 there were 21 commissioners which set strict rules on what people can and cannot built. Saps, hydros and hotels were built on the land. In 1891 Llandudno boomed as tourist resort after the railway along the N.Wales coast was completed. This made the town to attract people from Liverpool, Manchester and the North Wales. In the first half of the 20th century the development of Llandudno continued quickly as people's spending money and leisure time increased. The number of shops and houses increased because of this. But the cheap package tours to Spain started in the 1960's meant holidays for the masses were spent abroad and as a result Llandudno decline as a resort. In the late 1970's as the response to the decline the council and business owners combined forces to try to entice people back.

Arthur Miller uses to create dramatic tension in Acts Essay

During â€Å"all my sons†, Miller creates a sense of normality with a undercurrent of unease using several different techniques including: the use of setting, stage directions and dramatic tension between characters. All of course being subsequently keeping the audience enthralled in the play. The plot its self breeds tension, revolving around the two major areas of the family conflict: the disagreement within the family over the pending marriage and at the core of the play, the conflict between father and son. But by definition Drama Plays are by nature about conflict, in the play ‘All My Sons’ (ASM) has two levels a surface gloss of normality and a submerged latent The opening of act 1 paints a scene of leisurely, relaxed life, untouched by the horrors/ deprivation of the recent war (world War II). The whole setting itself has sense of normality and unease which is created by Miller for effect for Act 1 is in an American regular back yard, (this is done so the audience can relate and empathise with the characters and there are a lot more things in the play a lot of the audience can also relate to) its the family back garden which is an open space is half private yet shared with their neighbours â€Å"the back yard of the Keller house in the outskirts of an American town† This creates a very ordinary sense of a families back garden, however there is an undercurrent of unease as â€Å"the stage is hedged from right to left by tall, closely planted poplars which lend the yard a secluded atmosphere†(P. 3) making it seem private and narrow minded almost closed off to rest of world almost as if there hiding from the rest of the world while at same time remaining open to neighbours peering eyes and approach by the open driveway which leads into the backyard. As an example of one of Millers use of techniques to his disposal was the use of stage directions. Throughout the act 1, tension/ unease is created from conflicts between characters, especially between the Keller families. The conflicts between the characters occasionally climax to expose a dramatic secret or revelation, however Tension is often broken with the arrival of a new character. For example after the arrival of Ann during act 1 the argument between mother and Keller is soon interrupted. Using this method, Miller often has short breaks of tension that quickly cease to keep the audience hungry for more, thus maintaining a ‘drip feed’ style of revealing information. 1. Jo Keller relaxes in the sunshine of a quiet Sunday Morning reading his newspaper; it’s a picture of normality. Miller use of conversation style creates a sense of normality by using simple plain words. The conversation is short and uneventful about routine things like the weather. The dialogue is ordinary everyday and slow paced, the conversation casually flits almost aimlessly from the weather to newspaper ads to mentioning arrival of a visitor to a toaster that’s not working and a doctor answers a patients call. The style of conversation is colloquial , recorded as its spoken , without correct grammar . The subject content not great deep meaningful speeches. It’s an average day, all the talk is not about any specific subject, but it gives a general sense that there are no particular problems as neighbours walk into the Keller’s garden on a relaxed August Sunday morning. The stage direction Settings convey immediate familiarity, the opening of Act I paints a scene of a leisurely relaxed cosy family garden, in contrast to the recent horrors of WWII, â€Å"the backyard of the Keller household in the outskirts an American town â€Å", the description of the stage set is realistic homely and safe lifelike and not at all theatrical, but a highly familiar setting for the audience. The family backyard setting is an open space set in ‘ordinaryville’ where neighbours feel comfortable just walking into to start conversations. the ordinariness stage setting is emphasised â€Å"it would have cost fifteen thousand† 2. Joe Keller is sitting in a peaceful sunny suburban garden reading a newspaper as ordinary as regular routine relaxed weekend,(p. 4) as his neighbour Frank casually walks into his garden he asks â€Å"what’s today’s calamity? â€Å". It is telling that Keller replies â€Å"I don’t read the news part any more. its more interesting in the want adds†. I believe that Keller only chose to read the want adverts’ and not any news items because he doesn’t like facing reality or the fact that someone is reporting calamities or about crimes that someone’s done wrong . Keller is hiding a deep guilt 3. the stage direction Settings convey immediate familiarity, the opening of Act I paints a scene of a leisurely relaxed cosy family garden, in contrast to the recent horrors of WWII, â€Å"the backyard of the Keller household in the outskirts an American town â€Å", the description of the stage set is realistic homely and safe lifelike and not at all theatrical, but a highly familiar setting for the audience. The family backyard setting is an open space set in ‘ordinaryville’ where neighbours feel comfortable just walking into to start conversations. the ordinariness stage setting is emphasised â€Å"it would have cost fifteen thousand† .

Short Term and Long Term Financing

Short Term Finance What is Short Term Financing? Short term financing is basically refers to additional money for a business which requires for running its business for short terms which is usually a period of one year. There are some sources of short term finance which are as following:- Overdraft Overdraft bank basically means a facility that the bank provides to its customers where the customer is given permission to draw money from the banks in surplus of their balance in their heir bank accounts.When taking overdraft from the bank, the account must be zero to get extras extension of money and the interest rate will be very high and we have to pay back the bank in a very short period of time. Trade Credit Trade credit refers to buying products and servicers of a business which needs in the course of its business on credit, depending on the trade practices prevalent in a particular industry, the nature of the business relationship between the supplier and the company may give a di fferent time period to pay the products and services they buy from different suppliers.Exactly as companies get their credit from their suppliers, they must also give credit to their customers. The customers are given 50 to 60 days to pay up the bills. After 60 days, interest will be applied on the customers. If the customers are unable to pay, the will be asked for installment plan. Bank Loans Bank Loan means loans which are given to banks which need to repaid their installment over a fixed period of time which may be short or long term period. Even though it is called bank loans, these loans can be move forward by banks or other financial institution.Usually loans like this are generally given for a certain reason such as purchases of capital equipment. Advantages/ Disadvantages of Short Term Finance Short term financing is a method to raise funds which involves financial responsibility that is needed to be repaid within a year or less. Short term financing is flexible and a fast way for companies to obtain working capital for their daily operations. The main disadvantage is that a company may be too dependent on short term funds and threatened to high banking fees and interest rate.This will may affect the profit margins. Speed Short-term loans can be achieved much fast and easier compared to long-term financing. Lenders will not make through an examination of the company’s account for short-term lending compared to the case they do for long-term loans. Medium size companies do not have large amount of cash and are vulnerable to sudden financial shocks such as non-payment by a key debtor. Flexibility Small companies usually have seasonal variations in the cash and need access to capital over that period.Overdraft protection is one of the form of short term finance where the bank agrees to pay the company’s cash withdrawals, checks, and electronic debits to a certain limit. The lender will charge a fee for this facility on any balance outstandi ng. The cost of short term finance may be lesser compared to the long term finance where the cost may be higher. Drawback to this type of short-term finance flexibility is that the bank can withdraw the overdraft protection in a short notice. Risk Market circumstances, such as retreat, may cost the small businesses into borrowing a large amount on a short term basis.Short term finance can be a risk factor for the borrower A short term loan can be renewed by the lender on a certain terms than the original contract. This does not only cause the businesses to face a high cost of capital, it may not be able to service the amount of debt collected. This will put the company in a weak position where it could cause the company to be bankrupt. Management Lenders who extend their short term financing does not involve themselves in the business decisions about capital investment.Long-term finance is associate by the number of provisions, such as caps on the salaries of the companies principal s or limits on other financial arrangements, which will restrict the business actions. Long-term Finance What is long-term finance? Long term finance is basically holding an asset for a long period of time. Providing the type of security and a long-term asset can be hold as short as 1 year or as long as 25 years or more. Long-term finance also means funding which are obtained for a time frame exceeding the duration of one year.When business borrows money from a bank using long term finance methods, it will be expecting the loan to be paid back more than one year. Example, making payments on a 20 year mortgage. Long -term finance are usually for expansion of new markets, purchases of assets such as machinery, land and buildings and business growth through the acquisition of other businesses or properties. Its types of long term finance are as following :- Venture capital Venture capital is becoming an increasingly important source of finance for growing companies.Venture capitalists are generally very wealthy groups of companies or individuals which specifically set up for investment in developing companies. Venture capitalists are usually on the look out for companies with have potential. They are ready to offer money to help businesses to grow, in return the venture capitalist get some ownership of the company as well as share in the profits made. Venture capitalists usually are prepared to take projects which have a high risk and which some banks might not wan to get involve in.The advantage of this might be heavier because the possibility of the businesses losing some of their independence in making a decision. Example of venture capitalists who are also called as private equity firms are Hermes Private Equity Debentures If a company wants to borrow a big amount of money for a long but fixed period of time, it can borrow from the general public by issuing loan certificates called Debentures. The total amount borrowed is divided into units of fixed amount. T hese are debentures are usually offered to the public to subscribe in the same manner as it is done in the case of shares.A debenture is issued under a seal of the company. It is written for acknowledgement of money borrowed. It also specifies the terms the terms and conditions such as security offered, rate of interest and time repayment. There few types of debentures which are as following :- 1. Redeemable debentures and irredeemable debentures Redeemable debentures These are debentures which are repayable on a pre-arranged date or any time depending to their maturity provided the company wish and gives a notice to that effect. Irredeemable DebenturesThese irredeemable debentures are also called perpetual debentures. A company is not bounded to repay the amount during the period of time given. If the issuing company fails to pay the interest, it has to reclaim such debentures 2. Convertible Debentures and Non-convertible Debentures Convertible Debentures The holders of these conve rtible debentures are given the options to convert their convertible debentures into equity shares and ratios as decided by the company. Non-Convertible Debentures These non-convertible debentures cannot be converted into sharesMortgage Mortgage is a loan specifically for the purchase of a property. Usually businesses do not buy property through a mortgage. Mortgages are usually used as a security for a loan. This tend to happen with smaller businesses. Example, A sole trader running a florist shop might want to shift to a larger premise. They will find a shop with a price of $100,000. To give this sort of money, the bank will want to have some sort of security as a guarantee that if the borrower cannot pay back the money to the bank, the bank will be able to get back their money.The borrower can use their own property as a security for the loan, it is called taking out a second mortgage. If the business is not able to pay back the bank the loan then the bank has the right to take t he house and sell it to recover their money. Using mortgage this way is a good way of rising finance for small businesses but it also carries a big risk. Advantages/ Disadvantages of Long-term finance Stability If we have a long term financing, that means we have a stability and no need to search for financing often compared to short term financing.This also means that it will be easier to project our cash flows and earnings as we will know our expenses every month. Short term financing does not offer these advantages, because we have to constantly renegotiate the terms of our agreement. Cost of Capital Having a long term financing gives us a better idea of the long term cost of capital. By this way we will have a better understanding on which projects are worth pursuing or not. IF we don’t have long term financing in place, our cost of capital may change all our negotiation of our terms.This will lead us to more confusion in figuring out what kind of profitability we are loo king for in a project. Differences between short term and long-term finance Duration Most of the short-term financing occur over short period of one year, even though some of the sources can last up to three years or more. However long-term financing is like home mortgage which usually have a longer period of time up to 30 years. Interest Short-term financing is repaid over a short period of time, the interest cost to borrow the money will be smaller.However, long-term sources such as Bank loans which have high interest rate due to the amount of time taken to repay the capital. Types Short-term and long-term sources of financing differ in instrument type. Example of short-term sources includes leases, short-term commercial loans, account payable and bank overdraft coverage. However example of long-term sources includes retained earnings, finance leases, venture capitals and company shares Which one is more preferable to choose short term or long-term finance?Conclusion, it would be generally be better to choose short-term loan over a long term finance if the school Halls Creek High school budget allows it. This will increase the monthly payments as much as possible to take advantage of the lower interest rate. The combination of bigger the monthly payment and smaller interest rate will allow the school to have a bigger payment on the outstanding balance. This will help the school to pay less interest on the loan taken and end their mortgage sooner. .

Change Initiatives in Higher Education Setting

Change Initiatives in Higher Education Setting Introduction Educational institutes are a vital part of the society since they are responsible for equipping people to be productive society members. Due to the importance with which these institutes are regarded, educators and policy makers are constantly seeking ways to make them even more effective and efficient.Advertising We will write a custom article sample on Change Initiatives in Higher Education Setting specifically for you for only $16.05 $11/page Learn More Innovation and reform efforts have particularly been highlighted as being crucial to the progress of higher education institutes (Billot, 2011). As a result of this, many change initiatives have been developed in the educational system setting. This paper will address the merits and demerits of this many changes and offer insights on how leaders should approach organizational changes. Impacts of Change Initiatives Over the years, many calls for change in higher education have been issued by po licy makers and educators alike. While higher education institutes were traditionally highly resistant to change, the past decade has seen them embrace change initiatives on previously unprecedented levels (Norman Lynn, 2008). While the acceptance of change by higher education institutes has been hailed by many as a good thing, the number of change plans in place has reduced the effectiveness of these efforts. The large number of change plans in place leads to many competing innovations taking place at the same time. Kezar (2009) states that as a result of the number of competing projects that exist in an institution, administrators and staff end up being unaware of many of the initiatives going on in their campuses. This lack of awareness sometimes leads to similar change initiatives being undertaken simultaneously by different individuals which leads to redundancy. When there are a lot of change initiatives within the higher education institute, it is hard for priorities to be se t on which initiative is to be given more attention (Billot, 2011). In addition to this, many change initiatives can result in groups being formed within the campus community with each group advocating for the advancement of its specific interests. These interest groups are detrimental of the campus since they result in strife as well as disunity as the campus is engaged in multiple fragmented efforts. How Leaders Should Approach Organizational Change Leaders should ensure that they have the necessary skills to guide the change initiatives they are advocating. Norman and Lynn (2008) assert that change efforts in higher education are predisposed to fail unless they are carried out in a rigorous, theoretically sound, and professionally reflective manner (p.113). The leaders who promote specific change initiatives should therefore be committed and skilled and base their efforts on a solid understanding of the process of change. Leaders should keep track of the various change initiative s going on in their institutes to as to avoid duplicative efforts. Duplicative programs result in wastage of resources and inefficiencies in the specific initiatives.Advertising Looking for article on education? Let's see if we can help you! Get your first paper with 15% OFF Learn More Combining programs which aim to achieve the same goals will result in greater efficiency as well as higher degrees of success as it will result in cooperation to meet the goals of the initiative. Kezar (2009) asserts that if related efforts were joined, there would be greater human and financial resources and reduced infrastructure expenses. In some cases, the high numbers of change initiatives are unavoidable for the institute. Kezar (2009) suggests that in the case where multiple change initiatives are inevitable, the education institute can benefit from generating a list of the changes in priority order. This will have the advantage of ensuring that all the people see that t heir interests are given consideration even if they are to be addressed at some future date. My Insights Leaders should avoid coming up with change initiative projects on their own and then imposing them on the rest of the people. Instead, leaders should seek to get the support of as many members of the campus as is possible for the change initiatives. Norman and Lynn (2008) reveal that innovations or revisions in school programs have had only about 20% success rate due to the lack of support from key players in the school. Another important consideration when implementing change is to increase the input of students. Most changes are proposed due to the realization that the current way of doing things is not the most effective. The changes therefore seek to address problems that may face the students so as to achieve positive outcomes. At the present, while there have been intense endeavors to implement change in campuses, the involvement of students in the initiatives has been lack ing. Mitra (2004) observes that many schools struggle to come up with effective change initiatives but very few seek the solutions from the students who are central to the success of the change process. Conclusion Changes are important if the improvement of student learning and increased research is to be achieved by our higher education institutes. This paper set out to address the challenges that might arise as a result of numerous change initiatives in our campuses. While changes in educational structures and approaches are advantageous, implementing too many changes might have a deleterious effect. This paper has advocated for the reduction of the number of changes as well as getting the support of the entire campus and including student voice in change initiatives. This will result in greater success for the change efforts hence lead to the achievement of an effective learning environment in the higher education setting.Advertising We will write a custom article sample on Change Initiatives in Higher Education Setting specifically for you for only $16.05 $11/page Learn More References Billot, J. (2011). The changing research context: implications for leadership. Journal of Higher Education Policy and Management, 33 (1), 37–46. Kezar, A. (2009). Change in Higher Education: Not Enough, or Too Much? Web. Mitra, D. (2004). The significance of students: Can increasing â€Å"student voice† in schools lead to gains in youth development? Teachers College Record, 106(4), 651–688. Norman, E. Lynn, H. (2008). Long-term Strategic Incrementalism: An Approach and a Model for Bringing About Change in Higher Education. Innov High Educ 33(3), 111–124.

Paraphrase Essay Example | Topics and Well Written Essays - 500 words - 5

Paraphrase - Essay Example Some of them included: the American Standards Association, Crystal Eastman’ Work Accidents, and United Mine Workers. The era was marked by the perception that workers’ safety was necessary and that accidents at the workplace were mental. Safety concerns in the agricultural sector, the steel industry, and several other manufacturing industries had outstanding records. Of these industries, the Steel one led the way with the ideas by Fredrick Taylor making major contributions in creating a safe environment for the management. Taylor developed a favorable interaction between management policies, various processes, and worker schedule (McGerr, 2010). In addition, the researches in this period discovered that most accidents were psychologically made and that the only remedy was to create awareness and train individuals about the issue. However, the 1930s made it difficult for workers to sue those who violated the safety regulations due to the introduction of thoughts from the West. The Judiciary became stricter in ruling out cases, since they would consider the level of fault from both sides of the coin; the workers and the company in question. Following such challenges, there was little evidence that the psychological wa y of looking at safety was convenient. It was also a hard task for researchers to convince people that science and investigation would precisely solve the issue, thus the occupational approach became less popular. The Energy exchange theory consists of ideas related to modern science. It developed a connection between human injury and the various forms of energy. According to this theory, the first set of injuries meddles with the whole body. The energy exchanges establish the environment in which people’s fears, personalities, and goals play out. For example, when one kidney fails, the activities of the entire body are interfered with, since energy is not equally distributed or some chemical functions are not in order. In the

Science and Religion Essay Example | Topics and Well Written Essays - 500 words

Science and Religion - Essay Example In this point, it is evident that Plantinga is trying to create a view that science and religion can support each other in line with one consistent belief about God’s existence and his divine works. Plantinga has two remarkable major points. The first one is an assertion that God created humans in his own image and likeness. In this point, Plantinga strongly believes that God in any way is capable of creating humans with moral sense, and has the capacity to love him (American Philosophical Association Central Division Conference 2). He tries to argue that our contemporary view of evolutionary theory has been God’s major way of creating the modern humans we know today. Believing that God has the capacity to create everything in the world, Plantinga considers the evolutionary process as God’s major way of creating humans in the best possible option. This is evident from his opening statement in a conference. He stated that ‘God could have caused the right mut ations to arise at the right time’ (American Philosophical Association Central Division Conference 2). In this manner, God is able to save the best species he intends to proliferate in this world through an evolutionary process. Plantinga believes that this sounds consistent with theistic religion and the theory of evolution and his main stand is to point out how it is unfailing with Darwinism as well.